As a lender founded and focused on the UK agricultural sector, at UK Agricultural Finance we understand that equestrian property projects demand specialist knowledge and flexible funding. Whether you are purchasing land and facilities for horses, expanding an existing yard or adapting buildings into stables, our equestrian property loans open doors where traditional lenders may hesitate. 

We have supported clients who required funding based on the value of existing buildings, pastures and facilities for equestrian businesses in development; helping them realise their ambitions when others could not.

What Can Be Funded under Equestrian Property Loans

Our equestrian property loans are highly versatile. Whether the funding purpose is to purchase land and buildings, complete a property development such as a stable complex or farmhouse, refinance existing debt or diversify the estate for equine business use, we consider all these options. We have assisted clients who needed staged draw-downs for farmhouses and equestrian facilities when high street lenders declined due to planning or structural complexities.

We assess every aspect of the project; from land quality and existing buildings to operational factors like stable layouts, arena surfaces and pasture management. Our approach is both cautious and supportive, ensuring a sensible loan-to-value ratio and a clearly defined exit strategy from the outset.

How to Apply in the New Year

As we enter a new year, now is an ideal time to secure your equestrian property loan and prepare your project for the new season ahead. Our application process is straightforward: simply contact us for an initial discussion, receive a decision in principle and once the valuation and paperwork are complete, funds can be released as soon as possible.

We pride ourselves on being clear, honest and responsible in our lending. If we can help, we will move swiftly; if we cannot, we will tell you straight away. If you are looking for lending that understands equine use, rural property and specialist business structures, our equestrian property loans could provide the financial foundation for your next venture.

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