Renewable energy projects can be a great source of additional income and add real value to under-utilised land on your farm, or even turn waste products into revenue. We have over 20 years’ experience in renewables and will consider any proven technology, even pre-planning permission.

Our loans are typically used for construction finance, saving you from having to sell equity, and opening-up cheaper, long term debt once the project is operational.

Lending Criteria

Loan Size
£100,000 to £10,000,000
Location
England, Scotland and Wales
Borrower
Sole traders, partnerships, limited companies, pension funds and tenant farmers with a right to buy
Loan to value limit
65%
Secutiry
Agricultural land and property plus the renewable energy assets
Use of proceeds
Purchase or construction of any established renewable energy technology with established off-take
Age Limits
None
Repayment
Interest only, roll up and repayment options
Duration
Typical duration of 12 to 84 months

How Can We Help

  • Tick Lateral Thinking

    Renewable energy projects can be a great source of additional income and add real value to under-utilised land on your farm, or even turn waste products into revenue

  • Tick Experienced

    We have over 20 years’ experience in renewables and will consider any proven technology, even pre-planning permission

  • Tick Long Term Approach

    Our loans are typically used for construction finance, saving you from having to sell equity, and allowing you to access, long term debt once the project is operational

Application Form

    I agree to the terms & conditions found here

    Application Process

    Step 1

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    Step 3

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    Step 8

    rail
    Step 1

    You decide to expand into renewable energy:

    • Research idea + expert advice
    • Business plan
    • Research different funding sources
    Step 2

    You contact us:

    • How much would you like and a brief outline of your renewable energy project
    • What’s the security currently worth
    • When do you need the money
    • Any existing debts
    • How will you repay us
    • Anything else we should know
    Step 3

    We send you a decision in principle for you to accept:

    • How much we can lend, the interest rate and any fees
    • Your only commitment at this stage is for any costs incurred on legal or valuation fees
    Step 4

    Your application goes to a dedicated loan officer:

    • They help and guides you through the process from start to finish
    • We instruct an independent valuation of the property
    • You appoint a solicitor to act for you
    Step 5

    Your loan officer asks for:

    • Information, such as bank statements, business accounts, tenancy agreements, your business plan, your team’s expertise, copies of fuel supply / construction / off-take contracts, a net worth statement and the plan to repay our loan
    • We do credit and land registry checks and the solicitors complete normal conveyancing checks
    Step 6

    We visit you at the farm to:

    • Get to know you and your current business, as well as your renewable energy plans
    • Understand your repayment plan
    Step 7

    Your solicitor:

    • Explains everything in the documentation
    • You ask about anything you don’t understand
    • You sign to confirm having received independent advice, then sign the contractual paperwork
    • We sign, the loan completes and you receive the funds
    Step 8

    You build your business and repay our loan

    Case Studies

    Renewable Project Financing

    Our clients were beef hill farmers who had secured a feed-in tariff for a 600kW high-head run-of-river hydro power plant on their land in Scotland.

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