Your client engages you to raise finance. You Contact UKAF. You provide summary due diligence to UKAF to your NACFB accreditation or similar. You present an initial review of the loan to a senior underwriter and highlight any unusual circumstances.
If you are a broker, professional adviser or intermediary and you believe that your clients would benefit from what we offer, then please get in contact with us.
To qualify as one of our approved introducers, we need to understand that you are an established business with an agricultural client base and the capability of screening loans to deliver high quality proposals that meet our lending standards. In addition, we expect an ethical approach to conducting business and a demonstrable commitment to responsible lending.?In return, we will provide you with direct access to one loan officer able to work with you on a consistent basis, preferred access to capital and special deals, as well as the opportunity to create bespoke or white label products for your business.
If you feel you fit the bill, please contact us via the website or email and we will arrange a one to one discussion with a member of our introducer team.
How it works - Broker
We send you and your client a decision in principle for their acceptance.
A dedicated underwriter is appointed, who helps and guides your client through the process. You can easily contact them to discuss the loan, knowing that they are in a decision making position. The underwriter conducts an initial site visit to meet your client.
You or your client provide the information we require, such as bank statements, business accounts and the plan to repay our loan. A dedicated underwriter will help you through this process.
We do credit and land registry checks while our solicitor works with your client’s solicitor through the normal conveyancing type process. An initial draft of the loan documents is provided to your client’s solicitor.
We visit you and your client at the farm to get to know them and understand their business, as well as review their repayment plan.
Contracts are signed, including PGs, debentures and independent advice certificates and for all borrowers. The loan completes. Funds are sent to your client’s solicitor, less our fees and costs. Your client pays you.
Your client builds their business and you help them refinance our loan or repay it from the business.